Dave Ramsey (b. 1960) is a United States nationally-syndicated talk radio host of The Dave Ramsey Show. His radio program is heard on almost 300 radio stations throughout the United States and also on XM and Sirius satellite radio, as of July 2006. His show is about advising callers about their finances, taking calls live from 1-4 CST (2-5 EST) on air. The emphasis is on personal finance and getting out of debt, although small business and investment topics are also touched on. His radio program has been on since 1992 and now has over two million listeners.